Suggestions for Pension Re-Reform in Peru

This essay proposes the need for an integral re-reform of the Peru pensionsystem, preceded by broad social dialogue, in order to overcome this system’smajor flaws. As well as a comprehensive model of re-reform, it recommendsspecific measures that: extend the low level of coverage of the labor forcea...

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Autor principal: Mesa-Lago, Carmelo
Formato: info:eu-repo/semantics/article
Lenguaje:Español
Inglés
Publicado: Universidad del Pacífico 2016
Acceso en línea:https://revistas.up.edu.pe/index.php/apuntes/article/view/751
http://biblioteca-repositorio.clacso.edu.ar/handle/CLACSO/53082
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author Mesa-Lago, Carmelo
author_facet Mesa-Lago, Carmelo
author_sort Mesa-Lago, Carmelo
collection Repositorio
description This essay proposes the need for an integral re-reform of the Peru pensionsystem, preceded by broad social dialogue, in order to overcome this system’smajor flaws. As well as a comprehensive model of re-reform, it recommendsspecific measures that: extend the low level of coverage of the labor forceand the elderly, expand Pensión 65, guarantee the minimum pension, improvebenefits, unify the national and private pension systems, increase competitionand reduce the high administrative costs and profits of private pension funds(AFP), create a public AFP, strengthen financial and actuarial sustainability, raisecapital returns, and shift the disability-survivors premium to employers. Thisproposal also favors mandatory rather than voluntary affiliation to the AFP.
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spelling clacso-CLACSO530822022-03-17T18:48:15Z Suggestions for Pension Re-Reform in Peru Sugerencias para la re-reforma de pensiones en el Perú Mesa-Lago, Carmelo This essay proposes the need for an integral re-reform of the Peru pensionsystem, preceded by broad social dialogue, in order to overcome this system’smajor flaws. As well as a comprehensive model of re-reform, it recommendsspecific measures that: extend the low level of coverage of the labor forceand the elderly, expand Pensión 65, guarantee the minimum pension, improvebenefits, unify the national and private pension systems, increase competitionand reduce the high administrative costs and profits of private pension funds(AFP), create a public AFP, strengthen financial and actuarial sustainability, raisecapital returns, and shift the disability-survivors premium to employers. Thisproposal also favors mandatory rather than voluntary affiliation to the AFP. Este ensayo plantea la necesidad de una re-reforma integral del sistemaperuano de pensiones para resolver sus fallas fundamentales, precedida de undiálogo social amplio. Propone un modelo de re-reforma y medidas específicaspara extender tanto la baja cobertura de la PEA y la población adulta mayorcomo Pensión 65, garantizar la pensión mínima, mejorar las prestaciones,unificar el SNP y el SPP, aumentar la competencia y reducir costos-gananciasde las AFP, crear una AFP pública, apuntalar la sostenibilidad financieraactuarial,aumentar la rentabilidad del fondo y cargar al empleador la primade discapacidad y sobrevivencia. También favorece la obligatoriedad versus lavoluntariedad de afiliación a las AFP. 2016-05-27 2022-03-17T18:48:15Z 2022-03-17T18:48:15Z info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion https://revistas.up.edu.pe/index.php/apuntes/article/view/751 10.21678/apuntes.78.834 http://biblioteca-repositorio.clacso.edu.ar/handle/CLACSO/53082 spa eng https://revistas.up.edu.pe/index.php/apuntes/article/view/751/814 https://revistas.up.edu.pe/index.php/apuntes/article/view/751/815 Derechos de autor 2016 Apuntes application/pdf application/pdf Universidad del Pacífico Apuntes. Social Sciences Journal; Apuntes 78: Sistemas de Pensiones en América Latina; 41-60 Apuntes. Revista de ciencias sociales; Apuntes 78: Sistemas de Pensiones en América Latina; 41-60 2223-1757 0252-1865
spellingShingle Mesa-Lago, Carmelo
Suggestions for Pension Re-Reform in Peru
title Suggestions for Pension Re-Reform in Peru
title_full Suggestions for Pension Re-Reform in Peru
title_fullStr Suggestions for Pension Re-Reform in Peru
title_full_unstemmed Suggestions for Pension Re-Reform in Peru
title_short Suggestions for Pension Re-Reform in Peru
title_sort suggestions for pension re-reform in peru
url https://revistas.up.edu.pe/index.php/apuntes/article/view/751
http://biblioteca-repositorio.clacso.edu.ar/handle/CLACSO/53082